Repricing and refinancing might sound similar, but in fact, they are vastly different. Yet, both aim to achieve the ultimate goal of lowering the monthly repayment amount and the interest rate charged on the loan amount. Repricing refers to the act of changing your home loan package to another one that is provided by the same bank. Refinancing, on the other hand, refers to the act of changing your home loan package to another package that is provided by a different bank fro